Mobile Wallets :- India aims to become cashless currently. the online mode of payments has been increased, and most people are searching for safe and secure ways that of doing it. If you’re additionally searching for the same, then this article is for you.
Mobile Wallets or Digital Wallets or e-Wallet apps allow you to pay electricity bills, mobile recharge, get movie tickets and do plenty more right from your mobile. By linking your Credit or Debit Cards or Bank accounts with these e-Wallet apps, you’ll simply make a payment using your mobile.
You can generally load money into these digital mobile wallets via internet banking or via your Credit or debit card. On most of these e-Wallets, there’s a limit of Rs 20,000 for users who haven’t submitted their KYC documents If you submit these documents, the limit is raised to Rs 1.00 lakh.
Before we proceed, we should always recognize a bit regarding UPI, that is the infrastructure on top of that end-user apps are built, so they will use the features offered by it. Unified Payment Interface or UPI is the new mode of payment.
Sending and receiving using UPI app is easy using Virtual Payment Address (VPA) and there’s no need to add the beneficiary account details, account number, and IFSC code. every bank has it’s own UPI app and make sure that you install the UPI app of your bank that permits you to send and receive payments between any 2 bank accounts.
Mobile Wallets to Make Online Payments
Mobile wallets allow us to make bill payments, mobile recharge, transfer funds and a lot additional using mobile. With e-Wallet apps installed on your mobile, you’re no need of carrying money. during this post, i’ll list download 10 mobile wallets apps in India to make online payments.
1. State Bank Buddy
State Bank buddy by state bank of India is that the first Indian mobile wallet available in 13 Indian languages. using this sending money, asking reminders to clear dues, instant bill payments and more from your mobile. sate Bank buddy mobile wallet helps you to do therefore by linking your credit or debit cards to it. It allows you to load amount into your wallet and make payments to your contacts on phone book. it’s available for android and iOS.
2. HDFC PayZapp
PayZapp from HDFC Nabk is available to customers of all banks and allows you to make payments with simply a single click. make payments easily by adding credit or debit card details. Your card details are safe with the bank and no ought to worry about that. PayZapp mobile wallet will three security checks for each transaction. it’s available for android and iOS.
PayTM is one of the best digital wallets to make payments. It allows you to add your Credit/Debit cards and link your bank account to it. make use of QR code to send and receive payments simply. PayTM mobile wallet allows you to buy movie tickets, online mobile recharge, pay electricity bills and a lot of from your mobile. it’s available for android, iOS, and Windows mobile phone.
Mobikwik is another versatile & secure app that allows you to pay or transfer cash using the mobile number. It allows you to make mobile recharge and pay bills in seconds. Use Mobikwik mobile wallet and purchase anything online with good discounts. making bill payments, mobile recharge, shopping and more has become simple with Mobikwik mobile wallet. it’s available for android, iOS and Windows Phone.
FreeCharge e-Wallet allows you to add credit and debit cards that make it simple to make payments. it’s the quickest growing digital payment platform allowing you to pay electricity bills, mobile and DTH recharge and more. Use FreeCharge mobile wallet and avoid long queues. It makes us easy to make online and digital payments firmly using mobile. FreeCharge is offered for android, iOS and Windows Phone.
6. ICICI Pockets
Pockets app is the 1st mobile wallet app in India allows you bring UPI-based payments. ICICI developed this mobile wallet, and it helps you to make payments online. currently you’ll shop anywhere, pay anyone and bank with ease. It allows you to transfer money, book tickets, do mobile recharge and more. With simply one click, sending and receiving payments to and from Pocket users. it’s available for android and iOS.
PhonePe from Flipkart group Company works over Unified Payment Interface. It allows you to make all your payments securely. you’ll make bank to bank transfers using Virtual Payment Address. because it is a UPI app, there’s no need to add details of the beneficiary account.
PhonePe mobile wallet provides you discounts and coupons when you look online. you’ll top up your mobile wallet by linking it to your bank account and allows you to transact maximum up to 1 lakh rupees. make sure you install this e-wallet in your mobile and make payments online. it’s available for android.
8. Ola money
Ola money allows you to make payments for all your daily needs. Recharge ola money wallet using your credit/debit card or net banking. Keep track of your transactions by looking at transaction history. Paying for the ola and other cabs conjointly made easy using this mobile wallet. ola money mobile wallet helps you to transfer money to your friends. it’s available for android and iOS.
9. Airtel money
Airtel money wallet got launched by Airtel Payments Bank. make payments, do mobile recharge and transfer money to your friends of any bank account using this mobile wallet. you’ll shop online with nice discounts and coupons. Banking and remittance services are supported by Airtel money. With this e-Wallet app, you’ll make payments with simply one click. it’s available for android, iOS and Windows mobile phone.
LIME is launched by Axis Bank providing your payments, banking, and shopping facilities. it’s available for an account and non-account holders. Pay your shopping bills, mobile recharge, purchase movie tickets and more using LIME mobile e-wallet. simply add your credit or debit card details, and you’ll make payments through your mobile. it’s available for android.
Windows 10 mobile users might want to check out Microsoft wallet. It allows users to easily tap and Pay! There are many other Digital Wallets for your Windows mobile phone. you may wish to take a look at them too.
There are many others like Oxigen, Jio, etc, that are available. Currently, MobiKuick, Paytm, FreeCharge are being accepted at Tool Plazas. FreeCharge may be used for paying Police Fine challans. Reliance Jio plans to bring on board 10 million merchant establishments for its Jio money Merchants plan. MobiKwik is accepted by IRCTC.
Paytm supports flight tickets. If you and the recipient have Paytm or MobiKwick apps installed, you’ll transfer money by simply entering the mobile number.You can additionally send money directly to bank accounts online. thus make sure that you just check out all their features and download the one’s you want directly from their official app store only.
These are some of the most effective mobile wallets in India to make online payments. Hope you discover this post helpful and start using them right now.