Health Insurance may be termed because the coverage, which cowl all of the scientific costs concerned within the remedy of contamination or disease. It’s usually beneficial to have a Health Insurance Policy on the way to avoid hefty treatment and medicinal drug expenses.
Depending at the form of policy availed, either insured man or woman can pay the value of remedy and get repayment later or the insurer makes payment at the behalf of the insured man or woman.
Presently, there are numerous medical insurance agencies in India, but to choose the fine one is clearly a hard challenge. To resolve this trouble, here is the list of pinnacle 10 Health Insurance Companies in India.
List of Top 10 Health Insurance Companies in India
1. Religare Health Insurance
Religare Health Insurance Company Limited is the leader in supplying the first-rate medical health insurance policies in India. Religare Enterprises Limited, Corporation Bank and Union Bank of India are the 3 shareholders of this organisation. Religare Health Insurance gives Health Insurance Policy below the logo name of “Care”.
Religare Health Insurance Company became started out in the yr 2012 and inside a quick time period it has earned agree with of human beings with the aid of supplying policies filled with extraordinary features. It gives facility of treatment at greater than 4000 hospitals within the usa. Apart from Health Insurance coverage, Travel Insurance, Accident Insurance and Critical Illness Plan is also provided with the aid of the company.
2. ICICI Lombard
ICICI Bank and Fairfax Financial Holdings Limited came together in the yr 2001 to form a new organisation, what we recognize today as ICICI Lombard.
ICICI Lombard gives Health Insurance Policy beneath the call of “iHealth Plan”. ICICI Lombard has obtained the award of “The Most Recommended Company” inside the year 2013 for presenting great Health Insurance in the united states. ICICI Lombard offers cashless remedy at extra than 3000 hospitals across the usa.
3. Apollo Munich
A joint undertaking among Apollo Hospitals Group and Munich Health gave upward push to Apollo Munich in the 12 months 2007.
Since its inception, Apollo Munich has constantly furnished the first-rate of features and blessings in their regulations and in the yr 2014, Apollo Munich received the award of “Health Insurance Company of the Year”.
“Optima Restore” is the newly launched Health Insurance Policy with the aid of Apollo Munich. Under this policy, the agency gives cashless remedy in extra than 4000 hospitals throughout the country. Some other health regulations of Apollo Munich are Optima Cash, Easy Health, Optima Super and Energy.
4. Max Bupa
Headquartered in New Delhi, Max Bupa offers Health Insurance Plans below the name of “Heartbeat”. Winner of “IT Leadership Award”, Max Bupa offers exquisite health offerings via its health plans and offers treatment in more than 3500 hospitals in the united states.
Max India Limited and Bupa, a UK based totally Healthcare Group got here together to form a health insurance corporation, what we realize these days as Max Bupa Health Insurance Company Limited. Some of the capabilities supplied via Max Bupa in its Health Insurance Plans include Direct Claim Settlement, Cashless Facility and Pre & Post Hospitalization Medical Expenses.
5. Bajaj Allianz
Next on this listing is Bajaj Allianz, an insurance corporation, which changed into mounted in the yr 2001, whilst Bajaj Finserv Limited and Allianz SE came together. Headquartered in Pune, Bajaj Allianz is a quick developing insurance organization that offers Health Insurance, Home Insurance, Travel Insurance and Motor Insurance.
Bajaj Allianz offers Health Plans for Individuals and Family, which are packed with functions like Cashless Treatment, Ambulance Charges, Pre and Post Hospitalization Charges and Medical Check Up.
6. HDFC Ergo
HDFC ERGO occupies the sixth position within the list of pinnacle 10 first-rate medical health insurance companies in India. Multiple Award Winner, HDFC ERGO was based in the year 2002 while HDFC Ltd and ERGO International AG came together.
Some of the health insurance plans supplied by way of HDFC ERGO encompass Health Suraksha, Health Suraksha Top Up, Critical Illness and Health Suraksha Gold.
7. SBI Life Insurance
SBI Life Insurance gives Health Plans under the call of “Smart Health Insurance”, that’s packed with capabilities like Lump Sum Payout, Pre Hospitalization Charges and Post Hospitalization Charges.
SBI Life Insurance Company is an Insurance Company, which came into life inside the 12 months 2001, whilst State Bank of India (SBI) and BNP Paribas got here collectively. SBI is a frontrunner in Banking Sector, identical is the case with SBI Life Insurance, which has made a notable function inside the insurance region.
8. Reliance General Insurance
Reliance General Insurance is subsequent in this list, that is a leading Insurance Company in India, acknowledged for offering capabilities packed Plans and Policies. HealthGain, HealthWise and Wellness are the Health Insurance Plans offered via this company.
9. Star Health and Allied Insurance
Star Health and Allied Insurance gives Health Insurance Plans beneath the call of “Star Shri Individual Care” and “Star Shri Family Care”.
10. National Insurance Company
National Insurance Company (NIC) got here into lifestyles inside the year 1906 and affords a entire coverage answer in the form of Health Insurance, Car Insurance, Accidental Insurance, Home Insurance, and so on. Mediclaim Policy and Parivaar Mediclaim are the Health Insurance Plans presented by this organisation.